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is there any legal restrictions on “last minute debt” which is not dischargeable by bankruptcy?

May 19th, 2012 1 comment

Question by mediocre_bassist: is there any legal restrictions on “last minute debt” which is not dischargeable by bankruptcy?
it seems to me that if a person knew they were going to have to file bankruptcy, a decision which isn’t made overnight, they could conceivably intentionally overdraft their bank account, take out payday loans, etc, seemingly without consequence…

is there in legal protection against this sort of thing?

(save the opinions about the ethics of this sort of thing, I need a factual legal answer)

state is Idaho if that matters

Best answer:

Answer by Anthony
That would be bankruptcy fraud. It would be instantly detected and the perpetrator would end up in federal prison.

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Wachovia Bank/telemarketing Scandal? Help?

May 19th, 2012 5 comments

Question by ♥Reels O’Ribbon♥: Wachovia Bank/telemarketing Scandal? Help?
I got a letter and a check in the mail for $ 258.90 from the United States Court Settlement Administrator. It appears to be a real check..no “NOT A CHECK” written on it anywhere. It requires positive ID to cash it says on the back.
The letter explains that money was deducted from my account thru a telemarketing scandal. I vaguely remember speaking to the telemarketing company in question…
the details are too long to list here so here is the website given with the letter http://restitutionpayment.com/
The letter also gave a phone number. It says “please call if you have questions about the legitimacy of this check” I called it and listened to the automated message it explained that these people were being brought to court and when/where it was happening I could go if I wanted.
I do not have to call anyone..give any info to anyone….or do anything. it says “you should cash/deposit this check. the money is yours”
It also gives me a form to refund any bank fees incurred…which I’m not going to bother with.
On monday I’m going to bring it to my bank and verify it being a real check and all that….
I don’t want to get excited …as I’m having a really rough time with christmas and all….and this would be a real “christmas miracle” lol…so
What do you think? Do you think its real?
please go to the site….and read the details.
again the link is :

http://restitutionpayment.com/

btw it says it was in 2006 in march…I don’t recall the money being taken out. BUT it was right around the time I received my income tax check..and was making alot of purchases with my debit card…so thats why I might not have noticed.
no they aren’t asking me to send money anywhere.
I don’t need to contact anyone at all…just cash the check. It doesn’t even say I have to deposit it…just cash.

Best answer:

Answer by bdancer222
Smells like a scam to me. Are they asking you to wire any money somewhere? Definite sign of a scam.

When you go to the bank, take that letter with you and show it to the teller.

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If “Universal Health Care” is so good, should we also have “Universal Life Insurance”?

May 19th, 2012 2 comments

Question by eagle: If “Universal Health Care” is so good, should we also have “Universal Life Insurance”?

Best answer:

Answer by prusa1237
Cradle to grave nurturing with the loving hands of Uncle Sammy.

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data recovery . . . . . . any helper ?

May 19th, 2012 No comments

Question by Abdo: data recovery . . . . . . any helper ?
i have 2 partition C & D i install partition Magic to shrink D partition without do anything i found D partition it’s disappear but the D partition it’s found in the ” Disk management ”
i make system restore to earlier day but not any thing happened D partition still disappear
i need help to restore the data in D partition because it’s very very important . . . . thanks

Best answer:

Answer by Mike L
I think partition magic has an “undo” function.

if you still cant figure it out I would try these guys

http://itstudenthelp.net/phpbb/index.php

they always help me.
best of luck

-mike

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Categories: Data Recovery Tags: , ,

Does anyone know of Sleepees and/or Skinees?

May 19th, 2012 No comments

Question by oddfish: Does anyone know of Sleepees and/or Skinees?
A friend of mine is trying to convince me to get involved what I can see as a network marketing scheme selling two health products, Sleepees and Skinees.

In my cursory due dilegence, I evaluated the company’s website (http://ourworldnetwork.com). Founding that 99% of the site’s content refers to its marketing program and 1% (if even that) is on the product is a bit disconcerning consider this is a health product.

The product description is a mere mention of its “natural, harmless” non-addictive ingredients. That’s all. No independent medical reports, no testing, no government approvals.

So I like to hear back from people and especially medical folks that have heard about this product. Is this a marketing scam or does this stuff work?

Best answer:

Answer by fitmedic2001
I’ve never heard of this product, but any reputable company would supply the benefit/risks/side effects of its product in public view, I believe that is the law.

Know better? Leave your own answer in the comments!

Cooking chili with poblano chili peppers?

May 19th, 2012 3 comments

Question by SunnyState23: Cooking chili with poblano chili peppers?
The store didn’t have my usual hot peppers, so I got these poblano peppers instead. I got two of them, and am unsure if I should use both (not sure of how hot they are) and how to prepare them.

Everything I have read on the internet says to peel them first, is this necessary?

I normally just pan fry the hot peppers before putting them in the chili. Should I do the same with the poblano peppers?

Best answer:

Answer by j b
not hot… just a good smokey flavor… just cut and seed them… I would roast em… yummmmm

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What is the maximum legal interest rate for a car loan?”?

May 19th, 2012 No comments

Question by Darren H: What is the maximum legal interest rate for a car loan?”?
I was wondering what the LEGAL Max. interest rate for a car loan in the state of Texas is and how does it compare to other states? I have heard it is 18% but I am unsure.

Best answer:

Answer by spifiman1
Your right, in Texas it’s 18%. It varies by State, like in Oklahoma it’s 21% and in Iowa it’s 27%.

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Categories: Loans Tags: , , , ,

Can I be “added” to my mothers mortgage?

May 19th, 2012 3 comments

Question by drive for dough: Can I be “added” to my mothers mortgage?
I go to school full time and I’m not working right now, but would I still be able to be added my mothers mortgage, would she have to refinance?

Best answer:

Answer by sassy25
No. Mom would have to refinance which would be a waste of money since you are unemployed and would have a negative effect on obtaining a loan at a low interest rate.

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How much time does plastic surgery take (surgeries that I want to know about on “more detail”)?

May 18th, 2012 No comments

Question by : How much time does plastic surgery take (surgeries that I want to know about on “more detail”)?
Lip augmentation, face lipo and face lift, jawline correction, nose job and boob job, etc. The ones you know or something but at this ones.

Btw, what is that surgery that makes you look better in photos and from side profile? Is it “jawline correction”?

Also, can you have more than one surgery in one round? (if you get what I mean)

And does it hurt THAT MUCH?
I’m sorry to be rude but, I don’t give a damn if you think this is a sin and God made me the way I am and I am supposed to be like that for the rest of my life!

I’m only asking – I didn’t even said I’d do it!
I MEANT “HOW MANY TIME DOES IT TAKE TO HEAL”

Best answer:

Answer by John Doe
a few weeks depending on how much you get at a time. It also depends on what you get if it hurts or not. The boobs will probably hurt to move around at first but over about 4 weeks you should be better. the face might be tough to talk or eat, but if you get all of it at once I would say 2 months to be sure.

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where can i find Laser Hair Removal Results by VISS Beauty in Canada,Edmonton ?? help please?

May 18th, 2012 No comments

Question by : where can i find Laser Hair Removal Results by VISS Beauty in Canada,Edmonton ?? help please?
i’m look for laser hair removal, can you help me please
here is the website for the laser hair removal

http://vissbeauty.com/

also can you tell me in which stores can i find it “in Edmonton,Canada”; and how much will it cost in Canadian dollars.

HELP PLEASE ^_^

Best answer:

Answer by Justin Bones
Hi. i am from Vancouver B.C and i bought mine online from www.vissbeauty.com for like 545 USD. So basically 546 CAD with our strong dollar right now, And the shipping was free!, could have been a promo but i think its still free shipping anyways a great investment! Friends come over all the time to use it, far to often! good luck.

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